LATAM Payment Gateway Comparison
Interactive table with all payment gateways available in Argentina, Mexico, Colombia, Chile, and Brazil. Filter by country and compare fees, requirements, and features.
| Gateway | Commission | Countries | Local currencies | Merchant of Record | Local cards | Installments |
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Reference information May 2026. Check with each gateway for updated conditions based on your volume.
How to choose the ideal payment gateway for your LATAM startup?
The choice of payment gateway is critical in LATAM because payment behavior varies greatly by country: in Argentina 60%+ pay with local debit cards in interest-free installments, while in Mexico OXXO and credit cards without installments dominate.
If your product is global and you want to simplify international taxes, consider a "Merchant of Record" like Lemon Squeezy or Paddle — they take responsibility for VAT and withholding taxes in each country.
If you target exclusively Argentina, MercadoPago is practically mandatory due to its penetration and the availability of interest-free installments (CSI) that significantly increase conversion.
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